Senior Compliance Officer (Fintech)

York Holding Group is a diversified investment and development group with a portfolio spanning real estate, technology, and financial innovation. The group operates through three specialized business verticals that complement each other to drive growth across the real estate ecosystem, from large-scale property development, to next-generation PropTech solutions, to a regulated FinTech platform transforming real estate investment through digital tokenization and fractional ownership. United by a shared vision of innovation, transparency, and excellence, York Holding Group continues to shape the future of living, investing, and digital real estate experiences across the region.

Position: Senior Compliance Officer

Department: Compliance & Risk

Unit: Regulatory Compliance Unit

About The Company

A regulated fintech platform transforming real estate investment through tokenization and fractional ownership. The platform connects investors with vetted, income-generating real estate opportunities, blending traditional real estate security with fintech innovation.

With operations launching by mid-next year, the company is building a world-class team to lead the region’s move toward digital, transparent, and compliant real estate investment solutions.

Position Summary

The Senior Compliance Officer will establish, lead, and oversee the company’s compliance and risk management framework in alignment with CMA, SAMA, and AML/CFT regulations.

This senior role ensures full regulatory readiness for licensing and ongoing operations, serving as the main liaison with Saudi regulators and the Board of Directors.

Duties And Responsibilities

Regulatory Compliance

• Act as the Controlled Function – Compliance Officer under the CMA Authorized Persons Regulations (APR).
• Lead the company’s regulatory licensing process through the CMA FinTech Lab and subsequent Authorized Person (AP) approval.
• Serve as the primary contact for CMA, SAMA, and the Financial Intelligence Unit (FIU).
• Monitor regulatory changes and ensure continuous alignment with CMA circulars and guidelines.
• Oversee the registration of all controlled functions and notify CMA of any personnel or organizational changes.
  
  

Compliance Framework & Risk Management

• Develop and implement company-wide compliance, AML/CFT, and governance frameworks.
• Conduct periodic risk assessments, internal reviews, and AML audits.
• Ensure investor onboarding, digital transactions, and fund flows comply with regulatory requirements.
• Supervise compliance procedures related to investor onboarding, suitability assessment, and ongoing monitoring of investor transactions to ensure full adherence to CMA regulations and AML standards.
• Collaborate with operational teams to ensure transparent investor communication and proper handling of compliance-related escalations.
• Manage investigations and report findings or breaches to the Board and CMA.
  
  

Training & Culture

• Deliver training programs on ethics, AML, sanctions, and compliance to management and staff.
• Foster a culture of integrity, transparency, and compliance across all departments.
  
  

Qualifications & Experience

Education

• Bachelor’s degree in Law, Finance, Accounting, or Business.
• Master’s degree or ICA certification preferred.
  
  

Work Experience

• Minimum 5 years of experience in compliance, regulatory, or legal roles within financial services or fintech.
• Proven experience working with CMA or SAMA-regulated institutions.
• Demonstrated ability to lead compliance frameworks and regulatory interactions.
  
  

Required Skills

• Strong knowledge of CMA regulations, AML/CFT laws, and FinTech Lab standards.
• Excellent understanding of governance, risk, and regulatory reporting frameworks.
• Strong leadership and stakeholder communication skills.
• High attention to detail and ethical judgment.
• Fluency in Arabic and English (written and verbal).
  
  

Required Certifications

• CME-1B, CME-2A, and CME-2B certifications required (exemptions apply for ICA Advanced Certificate holders).
• If not available, the company will sponsor the required CMA certifications before licensing.
  
  

Reporting Line

Reports functionally to the Board of Directors and administratively to the Chief Executive Officer (CEO).

Work Location

Riyadh, Saudi Arabia