FinOps Assistant Manager

Department: Treasury & FinOps

Location: KSA

Description

About us:

Tabby creates financial freedom in the way people shop, earn and save by reshaping their relationship with money. Over 15 million users choose Tabby to stay in control of their spending and make the most out of their money.

The company’s flagship offering allows shoppers to split their payments online and in-store with no interest or fees. Over 40,000 global brands and small businesses, including Amazon, Noon, IKEA, and SHEIN use Tabby to accelerate growth and gain loyal customers by offering easy and flexible payments online and in stores.

Tabby generates over $10 billion in annual transaction volume for its partner brands and is the highest-rated, most-reviewed, largest, and fastest-growing fintech in the GCC region. Tabby launched in 2019 and has since raised +$1 billion in equity and debt funding from global and regional investors, and is now valued at $3.3 billion.

About the role:

Tabby is transforming how businesses access credit, enabling merchants to grow with smarter payment and financing solutions. We’re looking for a FinOps Assistant Manager to drive operational excellence across merchant and customer settlements, financial reconciliations, and receivables management for our KSA operations. The role will be critical in safeguarding financial accuracy, strengthening internal controls, and supporting Tabby's financial operations at scale.

Key Responsibilities

• Manage end-to-end settlement operations for both merchants and customers, ensuring accurate and timely disbursements and collections.
  
  
• Reconcile customer repayments, merchant payouts, and card-based settlements against internal records and banking transactions.
  
  
• Maintain and substantiate general ledger accounts related to financing receivables, merchant payables, suspense accounts, and clearing accounts.
  
  
• Investigate and resolve reconciliation breaks, unapplied payments, chargebacks, refunds, and other financial discrepancies.
  
  
• Prepare settlement files and raise payment requests within approved cycles, coordinating approvals and treasury submissions.
  
  
• Ensure accurate posting of merchant and customer-related revenues, including MDR, service fees, and installment extension fees.
  
  
• Work closely with internal teams (Finance, Product, Tech, Growth) to improve settlement processes and embed financial controls across workflows.
  
  
• Support audits by providing reconciliation reports, substantiation files, and walkthroughs of settlement cycles.
  
  
• Champion automation initiatives for reconciliation and settlement processing to drive efficiency and scale.
  
  
• Monitor card settlements from acquiring partners, reconciling daily batches and ensuring accurate collections from customer card transactions.
  
  
• Participate in process improvement, system enhancement projects, and finance transformation initiatives.
  
  
  
  
  

Skills, Knowledge and Expertise

• 5–7 years of experience in financial operations, settlement, or reconciliation functions within fintech, retail banking, or consumer finance environments.
  
  
• Strong understanding of settlement operations across merchant and customer sides, card processing, and receivables management.
  
  
• Solid knowledge of accounting principles (especially IFRS 9 and IFRS 15) and financial controls.
  
  
• Proficient in working with ERP systems (Oracle NetSuite preferred) and reconciliation tools.
  
  
• Advanced Excel skills (Pivot Tables, VLOOKUPS, data analysis) and familiarity with large-volume transactional environments.
  
  
• Strong analytical, problem-solving, and process optimization skills.
  
  
• Attention to detail, operational ownership mindset, and ability to manage multiple deadlines.
  
  
• Fluent in English and Arabic (written and verbal).
  
  
  

Benefits

• We offer flexible working hours and trust you to work enough hours to do your job well, at times that suit you and your team.
  A working environment that gives you autonomy and responsibility from day one.
  
  
• You should be comfortable with the idea that the quality of your work will influence the shape of your career.
  
  
• Participation in the company’s employee stock options program.
  
  
• Health Insurance
  
  
• Flexi Perks: A monetary benefit that gives you the freedom to use it as you choose—whether for health and well-being, education and professional development or travel needs!