Credit Officer
M Hotel Al Dana Makkah By Millennium
Date: 1 day ago
City: Mecca
Contract type: Full time

As a Credit Officer, you will play a key role in managing credit-related activities, including assessing credit applications, monitoring accounts, and ensuring compliance with credit policies. Your responsibilities will contribute to effective credit control and risk management within the finance department.
Key Job Responsibilities:
Key Job Responsibilities:
- Evaluate credit applications from customers and partners, assessing their creditworthiness.
- Recommend credit limits and terms in line with company policies and industry standards.
- Monitor customer accounts for adherence to credit terms and payment schedules.
- Identify and address overdue accounts and potential credit risks.
- Maintain accurate records of credit-related activities.
- Maintain communication with customers and partners regarding credit terms, outstanding balances, and payment schedules.
- Address customer inquiries and resolve credit-related issues.
- Ensure compliance with credit policies and procedures.
- Assist in implementing credit control measures to minimize risk exposure.
- Collaborate with the Credit Manager on credit-related matters.
- Generate reports on credit performance, aging balances, and credit limits.
- Analyze credit data to identify trends and opportunities for improvement.
- Provide regular updates to the Credit Manager and head of finance.
- Ensure compliance with financial regulations and company policies related to credit.
- Assist in internal and external audits related to credit and accounts receivable.
- Collaborate with procurement and suppliers to negotiate favorable credit terms.
- Monitor vendor performance and adherence to credit agreements.
- Maintain positive relationships with customers and partners, fostering trust and collaboration.
- Operate in a safe and environmentally friendly manner, prioritizing guests' and colleagues' health and safety, as well as environmental conservation.
- Adhere to hotel environmental, health, and safety procedures and policies.
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