Underwriting Manager
Melon Digital Insurance
Date: 3 weeks ago
City: Dammam
Contract type: Full time
Role Overview
As a Manager - Underwriting, you will own the motor underwriting function, setting and applying risk selection and pricing standards across our portfolio. Based at our Eastern Region Office, you'll work closely with cross-functional teams in a HYBRID environment to deliver profitable growth, maintain disciplined risk appetite, and drive underwriting excellence within our organization.
Responsibilities
As a Manager - Underwriting, you will own the motor underwriting function, setting and applying risk selection and pricing standards across our portfolio. Based at our Eastern Region Office, you'll work closely with cross-functional teams in a HYBRID environment to deliver profitable growth, maintain disciplined risk appetite, and drive underwriting excellence within our organization.
Responsibilities
- Manage the motor underwriting team's daily activities to ensure accurate, timely, and consistent risk assessment and quotation.
- Set and maintain underwriting guidelines, risk appetite, acceptance criteria, and referral authority limits.
- Review and approve risks referred above delegated authority, including fleet, high-value, and non-standard cases.
- Monitor portfolio performance, including loss ratios, retention, and segment profitability, and recommend rating and appetite adjustments.
- Work with actuarial and pricing teams on rate reviews, tariff filings, and product changes.
- Ensure full compliance with regulatory requirements, approved tariffs, and internal underwriting controls.
- Coordinate with claims, distribution, and product teams to align underwriting decisions with commercial and customer outcomes.
- Manage reinsurance treaty application and facultative placements for risks outside treaty terms.
- Identify and implement process improvements and automation across underwriting operations.
- Ensure the team's adherence to service standards and performance KPIs.
- Prepare detailed reports and analytics for management review.
- Proven experience in motor insurance underwriting, with a strong understanding of risk selection, rating, and portfolio management.
- Demonstrated ability to lead, manage, and motivate a high-performing team in a dynamic environment.
- Excellent knowledge of regulatory requirements, approved tariffs, and compliance obligations relevant to motor underwriting.
- Strong technical grasp of motor products, including comprehensive, third-party liability, and fleet covers.
- Strong analytical, problem-solving, and decision-making skills.
- Outstanding communication and interpersonal abilities.
- Experience with underwriting automation, rules engines, or digital quote and bind journeys.
- Background in utilizing data analytics, telematics, or usage-based pricing to enhance risk selection.
- Exposure to reinsurance structuring and treaty negotiation.
- Familiarity with the latest insurance technology trends and digital transformation.
- Professional qualification such as ACII, CPCU, or equivalent.
- Arabic and English fluency.
- Employee Stock Ownership Plan (ESOP).
- Flexible hybrid work arrangements.
- Opportunities for career growth and professional development.
- Collaborative, innovative work culture.
How to apply
To apply for this job you need to authorize on our website. If you don't have an account yet, please register.
Post a resumeSimilar jobs
PRODUCTION SKILLED HELPER
Napco National,
Dammam
4 days ago
Job DescriptionACQUIRED COMPETENCIES BASED ON JOB ROLE:Operate all steps and activities for a required production machine according to Standard Operating Procedures (SOP) or other instructions if applicable.Knowledge in the variety of machinery, spare parts, tools, and other items used in NAPCO’s maintenance practices.Apply local, regional, and international occupational health & safety policies, regulations, and the standards and procedures set forth...
Camp Supervisor
Group AMANA,
Dammam
2 weeks ago
About AMANA:Group AMANA is in constant forward motion. Over decades of growth, we have adopted intelligent solutions that improve the way we build, making AMANA a regional leader in the industry today.We have gone beyond conventional construction by championing intelligent solutions that improve the way we build. We are the region’s trusted design-build company, specializing in industrial construction for over...
RPA Support Specialist
Bavarian Capital,
Dammam
3 weeks ago
Bavarian Capital is expanding our technical support capabilities to assist a major Saudi infrastructure group with their ongoing digital operations. This RPA Support Specialist role ensures that automated processes remain reliable and efficient as our client manages large scale projects. By maintaining these systems, you help provide the stability necessary for long term success. About the role As a member...
